Privacy Policy

Personal data collected for the following purposes and using the following services:


Analytics
All the analytics data that is collected directly including wordpress stats.
Personal Data: Usage data along with stored cookies
Facebook Analytics for Apps

Personal Data: Usage data along with the different type of data as may be specified in the privacy policy of the service.


Contacting the user
Mailing list or newsletter:
Personal Data: email address, first name and last name
Content commenting
Disqus: Personal data: cookies, usage data along with different types of data as specified in the privacy policy of the service.

Contacting the user
Mailing list or newsletter
Personal data: email address, first name and last name

Displaying content from external platforms
Google Fonts
Personal Data: Usage data and various types of data as specified in the privacy policy of the service.
Wistia widget:
Personal Data: Cookies and usage data

Interaction with external social networks and platforms

Google+ +button along with social widgets,linkedin button and social widgets and twitter tweet button and social widgets,Facebook like button and social widgets and twitter tweet button and social widgets.

Personal Data: Cookies and usage data

Registration and authentication

Direct registration
Personal Data: email address, first name, last name and password
Facebook authentication, twitter OAuth and google OAuth
Personal Data: Different types of data as specified in the privacy policy of the service.
SPAM protectionGoogle reCAPTCHA
Personal Data: Cookies and Usage Data

User database management

Intercom

Personal Data: email address and different types of data as specified in the privacy policy of the service

Retaining and deleting personal data

  1. This section in particular deals with the data retention policies and the procedure. They are designed such that we comply with our legal obligations in relation to the retention and deletion of personal data.
  2. Any personal data that we save or process shall not be kept by us for longer than it is necessary
  3. We shall retain your personal data as follows:
  • Details like IP address, information you submit on our site, your location will be retained for a minimum period of 1 day following the date it was collected, and for a maximum period of 50 years following the data it was collected.
  1. In some cases, it isn’t possible for us to exactly specify in advance the periods for which the personal data will be retained.
  2. Notwithstanding the other provisions of this section, we may retain your personal data where such retention is necessary for the compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.

Introduction

  1. The whole team is dedicated towards ensuring that we respect the privacy of our site visitors and service users.
  2. We shall determine the usage and purpose of the data that we process personally, collected from our site visitors.
  3. We do use cookies on our site. Since they aren’t necessary for the smooth ongoing of our site and services. We will ask for your permission to our cookies for the first time when you visit our site.
  4. Our site has privacy controls which means we shall process your personal data. However you can choose if you would like to receive any promotional material and limit the communications.

How we use your personal data

1) Here we have elaborated things we shall be doing:

  • Just in case we did not obtain data directly from you then the source and exact categories of that data.
  • The purpose for which we shall process your personal data.
  • Any legal reasons for the processing
  • General data that we may take of the readers

2) We shall also look into the data of how our readers use the data. It shall include details like IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of the service use. Our sources of getting such information is Google analytics and truconversion. Such data shall be used for the purpose of understanding the way our readers use our site. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

3) We may also process your account data(‘account data’). It may include details such as your name and email address of which the source shall be you. The details that we may take from your account shall be used for the purpose of utilizing our website, giving services and ensuring the security of the website and services. Maintaining the back-ups of our database and communicating with our reader. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

4) We may make use of the information included in your personal profile that’s listed on our site. The profile data can include details like your name, address, telephone number, email address, profile pictures, gender, data of birth, relationship status, interests and hobbies, educational details and employment details. Such profile details can be processed further for the purpose of enabling and monitoring the way our reader utilize our site. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

5) We may process your personal data that is provided to us in the course of the use of our services. It may include details like your name, email address, phone number, and any other personal data you may enter on our site. The source of our data maybe you or your employer. The service data may be however processed for the purpose of operating our website, providing our services that ensures. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

6) We can also process your information that you post for publication on our site or through usage of any of our services. The publication data may be used for the purpose of enabling such publication and administering the website and services. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

7) We may process information that is inside any query like the tools along with the goods and services.  The enquiry data may be processed for the purpose of offering, marketing and selling of appropriate good and services to you. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

8) At times, we may also process the information that proves relevant to our readers which includes customer contact information. Such data may include your name, your employe, your job title or role, your contact details along with the information that’s contained in the communications that happen between us and you or your employee. The same data can be used by us of managing our relationships with our customers. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

9) We may process information relating to transactions, including purchases of goods and services which you may enter into our site. The transaction data may include things like your contact details, your card details and the transaction details. The transaction data may be further processed for things such as the purpose of supplying goods and services keeping a proper database of the details that we save. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

10) Our team may consume information that is provided to us for the purpose of subscribing to our email notifications and /or newsletter. The notification data may be processed for the purpose of sending you the relevant notifications and/or newsletters. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

11) We may process information that’s contained in or relating to any communication which is sent to us. The correspondence data may however include the content and metadata that’s associated with the communication. Our website generates metadata associated with communications that are made using the website contact forms. The same data may be processed for things such as communicating with the reader and record keeping. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

12) We may consume any of your personal data as part of this policy where necessary for the establishment, exercise and defence of legal claims, whether in court proceedings or in an administrative or out of court procedure. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

13) As part of the policy, we may process any of your personal data identified in this policy when necessary for things like obtaining or maintaining insurance coverage, managing risks, or obtaining professional advice. The legal basis for such processing is purely out of interest basically monitoring and improving our website and services.

14) In addition to the specific purposes for which we may process the data set out in this section 2, we can also process any of your personal data where such processing is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interest of another natural person.

15) Don’t supply any other person’s personal data to us, unless we prompt you to do so.

Providing your personal data to others

  1. We may disclose your personal data to any other member that belong to our group of companies which can be our subsidiaries, our holding brands and all its subsidiaries. It will be done for any reasonable purpose and on the legal bases, set out in this policy.
  2. We can also disclose your personal data to our insurers and/or professional advisers insofar as reasonably necessary for the purpose of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defense of legal claims, whether it is in court proceedings or in an administrative or out of court procedure.  
  3. Financial transactions related to our site and services can be handled by our payment services providers. It includes stripe, or paypal. We will share transaction data with the help of our payment services until the extent where it is necessary for the purpose of processing payments, refunding such payments and dealing with complaints and queries relating to such payments and refunds.
  4. We hold the right to disclose your enquiry data to one or more of the selected third party suppliers of goods and services identified on our website for the purpose of enabling them to contact you which they can offer, market and sell to you relevant goods and/or services.  Each such third party shall act as a data controller in relation to the enquiry data that we supply to it; and upon contacting you, each such third party shall supply to you a copy of its own privacy policy. Which will govern that third party’s use of your personal data.
  5. n addition to the specific disclosures of personal data set out in this Section 4, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person. We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defense of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.

International transfers of your personal data

  1. In this Section, we provide information about the circumstances in which your personal data may be transferred to countries outside the European Economic Area (EEA).
  2. We and our other group companies have offices or facilities in the United States of America. The European Commission has made an “adequacy decision” with respect to the data protection laws of each of these countries. Transfers to each of these countries will be protected by appropriate safeguards.
  3. The hosting facilities for our website are situated in the United States of America and the Netherlands. The European Commission has made an “adequacy decision” with respect to the data protection laws of each of these countries. Transfers to each of these countries will be protected by appropriate safeguards.
  4. You acknowledge that personal data that you submit for publication through our website or services may be available, via the internet, around the world. We cannot prevent the use (or misuse) of such personal data by others.

Retaining and deleting personal data

  1. This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal data.
  2. Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.
  3. We will retain your personal data as follows:
    • Your IP address, information you submit on our site, and your location will be retained for a minimum period of 1 day following the date it was collected, and for a maximum period of 50 years following the date it was collected.
  4. In some cases it is not possible for us to specify in advance the periods for which your personal data will be retained.
  5. Notwithstanding the other provisions of this Section, we may retain your personal data where such retention is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.

Security of personal data

  1. We will take appropriate technical and organizational precautions to secure your personal data and to prevent the loss, misuse or alteration of your personal data.
  2. We will store all your personal data on secure servers, personal computers and mobile devices, and in secure manual record-keeping systems.
  3. The following personal data will be stored by us in encrypted form: your name, contact information, password(s) and cardholder data.
  4. Data relating to your enquiries and financial transactions that is sent from your web browser to our web server, or from our web server to your web browser, will be protected using encryption technology.
  5. You acknowledge that the transmission of unencrypted (or inadequately encrypted) data over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
  6. You should ensure that your password is not susceptible to being guessed, whether by a person or a computer program. You are responsible for keeping the password you use for accessing our website confidential and we will not ask you for your password (except when you log in to our website).

Amendments

  1. We may update this policy from time to time by publishing a new version on our website.
  2. You should check this page occasionally to ensure you are happy with any changes to this policy.
  3. We may notify you of changes to this policy by email or through the private messaging system on our website.

Your rights

  1. In this Section, we have summarized the rights that you have under data protection law. Some of the rights are complex, and not all of the details have been included in our summaries. Accordingly, you should read the relevant laws and guidance from the regulatory authorities for a full explanation of these rights.
  2. Your principal rights under data protection law are:
    • the right to access;
    • the right to rectification;
    • the right to erasure;
    • the right to restrict processing;
    • the right to object to processing;
    • the right to data portability;
    • the right to complain to a supervisory authority; and
    • the right to withdraw consent.
  3. You have the right to confirmation as to whether or not we process your personal data and, where we do, access to the personal data, together with certain additional information. That additional information includes details of the purposes of the processing, the categories of personal data concerned and the recipients of the personal data. Providing the rights and freedoms of others are not affected, we will supply to you a copy of your personal data. The first copy will be provided free of charge, but additional copies may be subject to a reasonable fee.
  4. You have the right to have any inaccurate personal data about you rectified and, taking into account the purposes of the processing, to have any incomplete personal data about you completed.
  5. In some circumstances you have the right to the erasure of your personal data without undue delay. Those circumstances include: the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed; you withdraw consent to consent-based processing; you object to the processing under certain rules of applicable data protection law; the processing is for direct marketing purposes; and the personal data have been unlawfully processed. However, there are exclusions of the right to erasure. The general exclusions include where processing is necessary: for exercising the right of freedom of expression and information; for compliance with a legal obligation; or for the establishment, exercise or defense of legal claims.
  6. In some circumstances you have the right to restrict the processing of your personal data. Those circumstances are: you contest the accuracy of the personal data; processing is unlawful but you oppose erasure; we no longer need the personal data for the purposes of our processing, but you require personal data for the establishment, exercise or defense of legal claims; and you have objected to processing, pending the verification of that objection. Where processing has been restricted on this basis, we may continue to store your personal data. However, we will only otherwise process it: with your consent; for the establishment, exercise or defense of legal claims; for the protection of the rights of another natural or legal person; or for reasons of important public interest.
  7. You have the right to object to our processing of your personal data on grounds relating to your particular situation, but only to the extent that the legal basis for the processing is that the processing is necessary for: the performance of a task carried out in the public interest or in the exercise of any official authority vested in us; or the purposes of the legitimate interests pursued by us or by a third party. If you make such an objection, we will cease to process the personal information unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms, or the processing is for the establishment, exercise or defense of legal claims.
  8. You have the right to object to our processing of your personal data for direct marketing purposes (including profiling for direct marketing purposes). If you make such an objection, we will cease to process your personal data for this purpose.
  9. You have the right to object to our processing of your personal data for scientific or historical research purposes or statistical purposes on grounds relating to your particular situation, unless the processing is necessary for the performance of a task carried out for reasons of public interest.
  10. To the extent that the legal basis for our processing of your personal data is:
    • consent; or
    • that the processing is necessary for the performance of a contract to which you are party or in order to take steps at your request prior to entering into a contract, and such processing is carried out by automated means, you have the right to receive your personal data from us in a structured, commonly used and machine-readable format. However, this right does not apply where it would adversely affect the rights and freedoms of others.
  11. If you consider that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your habitual residence, your place of work or the place of the alleged infringement.
  12. To the extent that the legal basis for our processing of your personal information is consent, you have the right to withdraw that consent at any time. Withdrawal will not affect the lawfulness of processing before the withdrawal.
  13. You may exercise any of your rights in relation to your personal data by written notice to us, in addition to the other methods specified in this Section.

Third party websites

  1. Our website includes hyperlinks to, and details of, third party websites.
  2. We have no control over, and are not responsible for, the privacy policies and practices of third parties.

Personal data of children

  1. Our website and services are targeted at persons over the age of 13.
  2. If we have reason to believe that we hold personal data of a person under that age in our databases, we will delete that personal data.

Updating information

  1. Please let us know if the personal information that we hold about you needs to be corrected or updated.

Acting as a data processor

  1. In respect of [specify data], we do not act as a data controller; instead, we act as a data processor.
  2. Insofar as we act as a data processor rather than a data controller, this policy shall not apply. Our legal obligations as a data processor are instead set out in the contract between us and the relevant data controller.

About cookies

  1. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server.
  2. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
  3. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Cookies that we use

  1. We use cookies for the following purposes:
    • authentication – we use cookies to identify you when you visit our website and as you navigate our website;
    • status – we use cookies to help us to determine if you are logged into our website;
    • shopping cart – we use cookies to maintain the state of your shopping cart as you navigate our website;
    • personalization – we use cookies to store information about your preferences and to personalize our website for you;
    • security – we use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally;
    • advertising – we use cookies to help us to display advertisements that will be relevant to you;
    • analysis – we use cookies to help us to analyze the use and performance of our website and services; and
    • cookie consent – we use cookies to store your preferences in relation to the use of cookies more generally.

Cookies used by our service providers

  1. Our service providers use cookies and those cookies may be stored on your computer when you visit our website.
  2. We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/.
  3. We publish Google AdSense interest-based advertisements on our website. These are tailored by Google to reflect your interests. To determine your interests, Google will track your behavior on our website and on other websites across the web using cookies. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the AdSense partner network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained. To ensure that an opt-out is maintained in respect of a particular browser, you may wish to consider using the Google browser plug-ins available at: https://support.google.com/ads/answer/7395996.

Managing cookies

  1. Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:
  2. Blocking all cookies will have a negative impact upon the usability of many websites.
  3. If you block cookies, you will not be able to use all the features on our website.

Our details

  1. This website is owned and operated by Today’s Growth Consultant, Inc.
  2. You can contact us:
    • by post, to the postal address given above;
    • using our website contact form;
    • by telephone, on the contact number published on our website from time to time; or
    • by email, using the email address published on our website from time to time.